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Sep 30, 2021

Webster Q3 2021 Earnings Report

Reported strong financial performance with linked quarter loan and deposit growth.

Key Takeaways

Webster Financial Corporation reported earnings applicable to common shareholders of $93.2 million, or $1.03 per diluted share, for the quarter ended September 30, 2021. Revenue increased by 6.5% compared to the previous year, and there was loan growth of 2.7% linked quarter, excluding PPP loans.

Revenue of $313.5 million, an increase of 6.5 percent compared to a year ago.

Loan growth of 2.7 percent linked quarter, excluding Paycheck Protection Program (PPP) loans, led by commercial and residential which increased 3.3 percent.

Deposit growth of $1.2 billion or 4.1 percent linked quarter.

Net interest margin of 2.80 percent.

Total Revenue
$230M
Previous year: $219M
+4.8%
EPS
$1.08
Previous year: $0.75
+44.0%
Net Interest Margin
2.8%
Previous year: 2.88%
-2.8%
Efficiency Ratio
54.8%
Previous year: 59.99%
-8.7%
Gross Profit
$313M
Previous year: $294M
+6.7%
Cash and Equivalents
$2.6B
Previous year: $242M
+977.0%
Free Cash Flow
$147M
Previous year: $114M
+28.6%
Total Assets
$35.4B
Previous year: $33B
+7.2%

Webster

Webster

Webster Revenue by Segment

Forward Guidance

Integration plans for our merger with Sterling are well established and we are prepared to execute the transaction upon receipt of all regulatory approvals.

Revenue & Expenses

Visualization of income flow from segment revenue to net income