Loading...
•
Dec 31, 2025
Webster Q4 2025 Earnings Report
Webster reported Q4 results with record EPS and solid revenue growth.
Key Takeaways
Webster Financial posted strong fourth quarter results with net income of $248.7 million and record adjusted EPS of $1.59. Revenues grew due to higher net interest income, despite a slight decrease in net interest margin. The bank also maintained strong asset quality and capital ratios.
Reported GAAP EPS of $1.55 and adjusted EPS of $1.59, a company record.
Net income attributable to common shareholders was $248.7 million.
Revenue reached $746,200,000 in the quarter.
Net interest margin slightly declined to 3.35% from the prior quarter.
Revenue by Segment
Forward Guidance
Webster enters 2026 from a position of strength, continuing to invest in strategic capabilities.
Positive Outlook
- Strong profitability supported by net interest income growth.
- Record EPS and tangible book value achieved.
- Improved capital ratios and book value per share.
- Expansion in loan and deposit balances across segments.
- Effective expense management and improved operating leverage.
Challenges Ahead
- Slight decline in net interest margin.
- Increase in net charge-offs to $49.5 million.
- Higher non-interest expenses due to strategic investments.
- Lower non-interest income excluding one-time items.
- Provision for credit losses remained elevated at $42 million.
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...