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Sep 30, 2023

Webster Q3 2023 Earnings Report

Reported EPS of $1.28 and adjusted EPS of $1.55, driven by the strength of Webster's earnings power and sound risk and operating profile.

Key Takeaways

Webster Financial Corporation reported a net income available to common stockholders of $222.3 million, or $1.28 per diluted share, for the quarter ended September 30, 2023. Excluding merger-related charges, adjusted earnings per diluted share were $1.55. The company completed its core systems conversion and continues to be well-positioned for the current operating environment.

Revenue of $677.5 million.

Period end loans and leases balance of $50.1 billion, down $1.5 billion or 3.0 percent from prior quarter.

Period end deposits balance of $60.3 billion, up $1.6 billion or 2.7 percent from prior quarter.

Net interest margin of 3.49 percent, up 14 basis points from prior quarter.

Total Revenue
$587M
Previous year: $551M
+6.6%
EPS
$1.55
Previous year: $1.46
+6.2%
Net Interest Margin
3.49%
Previous year: 3.54%
-1.4%
Efficiency Ratio
41.75%
Previous year: 41.17%
+1.4%
Gross Profit
$677M
Previous year: $46.5M
+1356.1%
Cash and Equivalents
$406M
Previous year: $613M
-33.7%
Free Cash Flow
$413M
Previous year: $413M
-0.1%
Total Assets
$73.1B
Previous year: $69.1B
+5.9%

Webster

Webster

Webster Revenue by Segment

Forward Guidance

Webster Financial Corporation did not provide specific forward guidance in the provided document.

Revenue & Expenses

Visualization of income flow from segment revenue to net income