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Mar 31, 2022

Webster Q1 2022 Earnings Report

Reported first quarter results impacted by merger with Sterling Bancorp and included merger-related expenses and initial non-purchase credit deteriorated provision.

Key Takeaways

Webster Financial Corporation reported a net loss of $(20.2) million, or $(0.14) per diluted share, for Q1 2022. Excluding merger-related expenses, earnings per diluted share would have been $1.24. The merger with Sterling Bancorp closed effective January 31, 2022, creating an approximately $65 billion institution.

Completed merger with Sterling Bancorp, creating an approximately $65 billion institution.

Completed the acquisition of Bend Financial, Inc. to advance HSA management.

Revenue of $498.3 million was reported.

Authorized to repurchase an additional $600 million in shares under Webster's existing share repurchase program.

Total Revenue
$394M
Previous year: $224M
+76.2%
EPS
$1.24
Previous year: $1.25
-0.8%
Net Interest Margin
3.21%
Previous year: 2.92%
+9.9%
Efficiency Ratio
48.73%
Previous year: 58.5%
-16.7%
Gross Profit
$261M
Previous year: $301M
-13.1%
Cash and Equivalents
$793M
Previous year: $161M
+393.6%
Free Cash Flow
$211M
Previous year: $225M
-6.5%
Total Assets
$65.1B
Previous year: $33.3B
+95.8%

Webster

Webster

Webster Revenue by Segment

Forward Guidance

Webster Financial Corporation did not provide specific forward guidance in this earnings report.

Revenue & Expenses

Visualization of income flow from segment revenue to net income