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Sep 30, 2024

Webster Q3 2024 Earnings Report

Reported solid deposit and loan growth amidst a challenging environment.

Key Takeaways

Webster Financial Corporation reported a net income available to common stockholders of $188.8 million, or $1.10 per diluted share, for the quarter ended September 30, 2024. The results include certain adjustments, and excluding these items, adjusted earnings per diluted share would have been $1.34 for the same period. The company saw growth in deposits and loans, with total deposits reaching $64.5 billion and total loans and leases at $51.9 billion.

Revenue reached $647.6 million.

Period end loans and leases balance increased to $51.9 billion, up 0.7 percent from the prior quarter.

Period end deposits balance increased to $64.5 billion, up 3.6 percent from the prior quarter.

Net interest margin was 3.36 percent, up 4 basis points from the prior quarter.

Total Revenue
$590M
Previous year: $587M
+0.5%
EPS
$1.34
Previous year: $1.55
-13.5%
Net Interest Margin
3.36%
Previous year: 3.49%
-3.7%
Efficiency Ratio
45.49%
Previous year: 41.75%
+9.0%
Gross Profit
$1.06B
Previous year: $677M
+56.9%
Cash and Equivalents
$3.2B
Previous year: $406M
+687.0%
Free Cash Flow
$9.8M
Previous year: $413M
-97.6%
Total Assets
$79.5B
Previous year: $73.1B
+8.6%

Webster

Webster

Webster Revenue by Segment

Forward Guidance

This release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are based on Webster’s current expectations and assumptions regarding its business, the economy, and other future conditions. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks, and changes in circumstances that are difficult to predict.