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Sep 30, 2020

Webster Q3 2020 Earnings Report

Reported earnings of $0.75 per diluted share.

Key Takeaways

Webster Financial Corporation reported earnings applicable to common shareholders of $66.9 million, or $0.75 per diluted share, for the quarter ended September 30, 2020.

Revenue of $294.3 million.

Loan growth of $2.3 billion, or 11.8 percent from a year ago, led by commercial and commercial real estate, which increased 20.2 percent.

Deposit growth of $3.6 billion, or 15.6 percent from a year ago, with growth of $1.8 billion in demand deposits and $688 million in HSA deposits.

Net interest margin of 2.88 percent.

Total Revenue
$219M
Previous year: $241M
-8.8%
EPS
$0.75
Previous year: $1.01
-25.7%
Net Interest Margin
2.88%
Efficiency Ratio
59.99%
Gross Profit
$294M
Previous year: $309M
-5.1%
Cash and Equivalents
$242M
Previous year: $303M
-20.2%
Free Cash Flow
$114M
Previous year: $28M
+308.2%
Total Assets
$33B
Previous year: $29.9B
+10.4%

Webster

Webster

Webster Revenue by Segment

Forward Guidance

This release contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 (the “Act”).

Revenue & Expenses

Visualization of income flow from segment revenue to net income