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Jun 30, 2023

Webster Q2 2023 Earnings Report

Reported EPS of $1.32 and adjusted EPS of $1.50, driven by consistent earnings and a resilient funding profile.

Key Takeaways

Webster Financial Corporation reported a strong second quarter with net income available to common stockholders of $230.8 million, or $1.32 per diluted share. Adjusted earnings per diluted share, excluding merger-related charges, were $1.50. The company saw revenue of $673.2 million and deposit growth of 6% linked quarter.

Net income available to common stockholders was $230.8 million, or $1.32 per diluted share.

Adjusted earnings per diluted share were $1.50, excluding merger-related charges.

Revenue reached $673.2 million.

Deposits increased by 6.2 percent linked quarter, reaching $58.7 billion.

Total Revenue
$584M
Previous year: $487M
+20.0%
EPS
$1.5
Previous year: $1.29
+16.3%
Net Interest Margin
3.35%
Previous year: 3.28%
+2.1%
Efficiency Ratio
42.2%
Previous year: 45.25%
-6.7%
Gross Profit
$673M
Previous year: $607M
+10.8%
Cash and Equivalents
$1.36B
Previous year: $902M
+50.9%
Free Cash Flow
$240M
Previous year: $418M
-42.6%
Total Assets
$74B
Previous year: $67.6B
+9.5%

Webster

Webster

Webster Revenue by Segment

Forward Guidance

This release contains forward-looking statements that are subject to risks and uncertainties, and actual results may differ materially from those contemplated by the forward-looking statements.

Revenue & Expenses

Visualization of income flow from segment revenue to net income