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Mar 31, 2023

Cathay General Q1 2023 Earnings Report

Net income of $96.0 million, or $1.32 per share, was reported for the first quarter of 2023.

Key Takeaways

Cathay General Bancorp reported a net income of $96.0 million, or $1.32 per share, for the first quarter ended March 31, 2023. Total deposits increased by $143.6 million, or 3.1% annualized, to $18.6 billion. The net interest margin decreased to 3.74% from 3.87% in the previous quarter.

Net income for the first quarter of 2023 was $96.0 million.

Total deposits increased by $143.6 million, or 3.1% annualized, to $18.6 billion.

Net interest margin decreased to 3.74% from 3.87% in the fourth quarter of 2022.

Diluted earnings per share decreased to $1.32 for the first quarter of 2023 compared to $1.33 for the fourth quarter of 2022.

Total Revenue
$207M
Previous year: $179M
+15.2%
EPS
$1.32
Previous year: $0.99
+33.3%
Efficiency ratio
40.25%
Previous year: 40.52%
-0.7%
Return on average assets
1.76%
Previous year: 1.46%
+20.5%
Return on avg. equity
15.39%
Previous year: 12.29%
+25.2%
Gross Profit
$207M
Previous year: $179M
+15.2%
Cash and Equivalents
$252M
Previous year: $139M
+81.4%
Free Cash Flow
$121M
Previous year: $85.2M
+41.9%
Total Assets
$22B
Previous year: $20.9B
+5.6%

Cathay General

Cathay General

Forward Guidance

No specific forward guidance was provided in the earnings report.