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Dec 31, 2019

Cathay General Q4 2019 Earnings Report

Reported a net income of $67.4 million, or $0.84 per share, for the fourth quarter of 2019.

Key Takeaways

Cathay General Bancorp announced its Q4 2019 financial results, reporting a net income of $67.4 million, or $0.84 per share. The company's net income increased by $2.8 million, or 4.3%, compared to the same quarter a year ago.

Net income for the quarter ended December 31, 2019, was $67.4 million, an increase of $2.8 million, or 4.3%, compared to net income of $64.6 million for the same quarter a year ago.

Diluted earnings per share for the quarter ended December 31, 2019, was $0.84 compared to $0.80 for the same quarter a year ago.

The Company recorded a reversal for credit losses of $5.0 million in fourth quarter of 2019 compared to no provision for credit losses in the fourth quarter of 2018.

Non-interest expense decreased $3.2 million, or 4.3%, to $71.2 million in the fourth quarter of 2019 compared to $74.4 million in the same quarter a year ago.

Total Revenue
$150M
Previous year: $156M
-3.9%
EPS
$0.84
Previous year: $0.8
+5.0%
Efficiency ratio
47.51%
Previous year: 47.62%
-0.2%
Return on average assets
1.5%
Previous year: 1.56%
-3.8%
Return on avg. equity
11.75%
Previous year: 12.07%
-2.7%
Gross Profit
$150M
Previous year: $156M
-3.9%
Cash and Equivalents
$177M
Previous year: $600M
-70.5%
Free Cash Flow
$109M
Previous year: $95M
+14.9%
Total Assets
$18.1B
Previous year: $16.8B
+7.8%

Cathay General

Cathay General

Forward Guidance

No forward guidance was given in the document.