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Dec 31, 2022

Cathay General Q4 2022 Earnings Report

Net income increased compared to the same quarter last year.

Key Takeaways

Cathay General Bancorp reported a net income of $97.6 million, or $1.33 per share, for the fourth quarter of 2022, which is an increase compared to the same quarter a year ago.

Record net income of $360.6 million and EPS of $4.83 per share in 2022.

Quarterly earnings per share increased 35.7% compared to same quarter in 2021.

Total loans increased $1.4 billion, or 8.3%, excluding HSBC purchased loans of $550.5 million, in 2022.

Net interest income for the quarter increased by 29.8% compared to the same quarter last year primarily as a result of loan growth and the higher level of interest rates.

Total Revenue
$214M
Previous year: $175M
+22.1%
EPS
$1.33
Previous year: $0.98
+35.7%
Efficiency ratio
37.97%
Previous year: 41.77%
-9.1%
Return on average assets
1.77%
Previous year: 1.48%
+19.6%
Return on avg. equity
15.73%
Previous year: 12.12%
+29.8%
Gross Profit
$214M
Previous year: $175M
+22.1%
Cash and Equivalents
$195M
Previous year: $134M
+45.7%
Free Cash Flow
$97.1M
Previous year: $95.9M
+1.3%
Total Assets
$21.9B
Previous year: $20.9B
+5.1%

Cathay General

Cathay General