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Jun 30, 2020

Cathay General Q2 2020 Earnings Report

Net income decreased compared to the same quarter a year ago.

Key Takeaways

Cathay General Bancorp reported a net income of $54.3 million, or $0.68 per share, for the second quarter of 2020.

Total deposits increased for the quarter by $1.2 billion, or 7.9%, to $16.3 billion.

Net income for the quarter ended June 30, 2020, was $54.3 million.

Diluted earnings per share for the quarter ended June 30, 2020, was $0.68 per share.

The Company recorded a provision for credit losses of $25.0 million in second quarter of 2020 compared to no provision for credit losses in the second quarter of 2019.

Total Revenue
$150M
Previous year: $156M
-3.9%
EPS
$0.68
Previous year: $0.9
-24.4%
Efficiency ratio
44.82%
Previous year: 44.53%
+0.7%
Return on average assets
1.15%
Previous year: 1.69%
-32.0%
Return on avg. equity
9.31%
Previous year: 13.27%
-29.8%
Gross Profit
$150M
Previous year: $156M
-3.9%
Cash and Equivalents
$149M
Previous year: $206M
-27.9%
Free Cash Flow
$74.7M
Previous year: $85.1M
-12.2%
Total Assets
$19.3B
Previous year: $17.6B
+9.4%

Cathay General

Cathay General

Forward Guidance

No specific forward guidance was provided in the release.