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Jun 30, 2021

Cathay General Q2 2021 Earnings Report

Net income increased compared to the same quarter a year ago.

Key Takeaways

Cathay General Bancorp reported a net income of $77.2 million, or $0.97 per share, for the second quarter of 2021.

Total loans, excluding Paycheck Protection Program loans, increased by 3.4% annualized.

The net interest margin increased to 3.24% in the second quarter of 2021 from 3.20% in the first quarter of 2021 and 3.02% in second quarter of 2020.

Quarterly earnings per share increased 5.75% from first quarter of 2021 and 42.6% from same quarter in 2020.

Total deposits, excluding time deposits, increased for the quarter by $462.2 million, or 18.3% annualized.

Total Revenue
$161M
Previous year: $150M
+7.0%
EPS
$0.97
Previous year: $0.68
+42.6%
Efficiency ratio
43.41%
Previous year: 44.82%
-3.1%
Return on average assets
1.6%
Previous year: 1.15%
+39.1%
Return on avg. equity
12.53%
Previous year: 9.31%
+34.6%
Gross Profit
$161M
Previous year: $150M
+7.0%
Cash and Equivalents
$134M
Previous year: $149M
-10.2%
Free Cash Flow
$73.8M
Previous year: $74.7M
-1.3%
Total Assets
$19.3B
Previous year: $19.3B
+0.4%

Cathay General

Cathay General

Forward Guidance

The company did not provide any forward guidance in the earnings report.