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Sep 30, 2022

Cathay General Q3 2022 Earnings Report

Net income increased driven by loan growth and higher interest rates, with EPS increasing by 14.1% compared to Q2 2022 and 45.2% compared to Q3 2021.

Key Takeaways

Cathay General Bancorp reported a net income of $99.0 million, or $1.35 per share, for the third quarter of 2022, marking a significant increase compared to the same quarter last year.

Total loans increased to $18.1 billion, reflecting a 7.8% annualized growth in the third quarter.

Net interest margin improved to 3.83% in the third quarter of 2022, up from 3.22% in the third quarter of 2021.

Earnings per share rose by 14.1% compared to the second quarter of 2022 and by 45.2% compared to the same quarter in 2021.

The company repurchased 1.08 million shares at an average cost of $42.88 per share, totaling $46.3 million.

Total Revenue
$207M
Previous year: $165M
+25.9%
EPS
$1.35
Previous year: $0.93
+45.2%
Efficiency ratio
36.35%
Previous year: 43.85%
-17.1%
Return on average assets
1.81%
Previous year: 1.45%
+24.8%
Return on avg. equity
15.94%
Previous year: 11.61%
+37.3%
Gross Profit
$207M
Previous year: $165M
+25.9%
Cash and Equivalents
$200M
Previous year: $156M
+28.0%
Free Cash Flow
$190M
Previous year: $70.1M
+170.9%
Total Assets
$21.9B
Previous year: $19.9B
+10.2%

Cathay General

Cathay General

Forward Guidance

This document does not contain forward guidance.