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Jun 30, 2023

Cathay General Q2 2023 Earnings Report

Net income of $93.2 million, or $1.28 per share, was reported for the second quarter of 2023.

Key Takeaways

Cathay General Bancorp reported a net income of $93.2 million, or $1.28 per share, for the second quarter of 2023, with total loans increasing by $635.5 million and total deposits increasing by $448.1 million.

Total gross loans increased by $635.5 million, or 13.9% annualized, to $19.0 billion.

Net interest margin decreased to 3.44% from 3.74% in the first quarter of 2023.

Diluted earnings per share decreased to $1.28 compared to $1.32 for the first quarter of 2023.

Total deposits increased by $448.1 million to $19.10 billion.

Total Revenue
$205M
Previous year: $190M
+7.8%
EPS
$1.28
Previous year: $1.18
+8.5%
Efficiency ratio
45.36%
Previous year: 39.06%
+16.1%
Return on average assets
1.67%
Previous year: 1.69%
-1.2%
Net interest margin
3.44%
Previous year: 3.52%
-2.3%
Gross Profit
$205M
Previous year: $190M
+7.8%
Cash and Equivalents
$188M
Previous year: $142M
+32.6%
Free Cash Flow
$90M
Previous year: $91.7M
-1.8%
Total Assets
$23B
Previous year: $21.2B
+8.4%

Cathay General

Cathay General

Forward Guidance

No specific forward guidance was provided in the press release.