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Sep 30, 2024

Cathay General Q3 2024 Earnings Report

Cathay General Bancorp reported an increase in net interest margin and diluted earnings per share, with total deposits also increasing.

Key Takeaways

Cathay General Bancorp reported a net income of $67.5 million, or $0.94 per diluted share, for the third quarter of 2024. The net interest margin increased to 3.04%, and total deposits grew to $19.94 billion.

Net interest margin increased to 3.04% in Q3 2024 from 3.01% in Q2 2024.

Diluted earnings per share increased to $0.94 for Q3 2024 compared to $0.92 for Q2 2024.

Total deposits increased by $170.9 million, or 3.5% annualized, to $19.94 billion in Q3 2024.

The company repurchased 0.8 million shares at an average cost of $42.0 per share, for a total of $35.0 million.

Total Revenue
$190M
Previous year: $193M
-2.0%
EPS
$0.97
Previous year: $1.13
-14.2%
Efficiency ratio
51.11%
Previous year: 48.57%
+5.2%
Return on average assets
1.15%
Previous year: 1.42%
-19.0%
Net interest margin
3.04%
Previous year: 3.38%
-10.1%
Gross Profit
$190M
Previous year: $193M
-2.0%
Cash and Equivalents
$1.67B
Previous year: $146M
+1046.1%
Free Cash Flow
$80M
Previous year: $106M
-24.8%
Total Assets
$23.3B
Previous year: $22.8B
+1.9%

Cathay General

Cathay General

Forward Guidance

The press release does not contain specific forward guidance. Therefore, I am unable to provide the requested information.