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Sep 30, 2023

Cathay General Q3 2023 Earnings Report

Net income decreased due to changes in equity securities valuations, deposits and gross loans increased, and net interest margin declined slightly.

Key Takeaways

Cathay General Bancorp reported a net income of $82.4 million, or $1.13 per share, for Q3 2023. Total deposits increased by $538.6 million, and total gross loans increased by $71.0 million. However, diluted earnings per share decreased due to changes in equity securities valuations, and the net interest margin declined slightly.

Net income for the quarter was $82.4 million, or $1.13 per share.

Total deposits increased by $538.6 million to $19.6 billion.

Total gross loans increased by $71.0 million to $19.0 billion.

Net interest margin declined slightly to 3.38%.

Total Revenue
$193M
Previous year: $207M
-6.7%
EPS
$1.13
Previous year: $1.35
-16.3%
Efficiency ratio
48.57%
Previous year: 36.35%
+33.6%
Return on average assets
1.42%
Previous year: 1.81%
-21.5%
Return on avg. equity
12.36%
Previous year: 15.94%
-22.5%
Gross Profit
$193M
Previous year: $207M
-6.7%
Cash and Equivalents
$146M
Previous year: $200M
-27.2%
Free Cash Flow
$106M
Previous year: $190M
-44.0%
Total Assets
$22.8B
Previous year: $21.9B
+4.4%

Cathay General

Cathay General

Forward Guidance

This document does not contain any forward guidance.