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Dec 31, 2024

Cathay General Q4 2024 Earnings Report

Reported an increase in net interest margin and net income compared to the previous quarter.

Key Takeaways

Cathay General Bancorp reported a net income of $80.2 million, or $1.12 per diluted share, for the fourth quarter of 2024. The net interest margin increased to 3.07% during the quarter. Total deposits increased by $360.8 million compared to the prior year.

Net income for Q4 2024 was $80.2 million, or $1.12 per diluted share.

Net interest margin increased to 3.07% during the fourth quarter.

Total loans, excluding loans held for sale, decreased to $19.38 billion.

Total deposits increased to $19.69 billion.

Total Revenue
$186M
Previous year: $205M
-9.1%
EPS
$1.12
Previous year: $1.25
-10.4%
Efficiency ratio
45.7%
Previous year: 53.84%
-15.1%
Return on average assets
1.37%
Previous year: 1.4%
-2.1%
Net interest margin
3.07%
Cash and Equivalents
$171M
Previous year: $174M
-1.8%
Total Assets
$23.1B
Previous year: $23.1B
-0.1%

Cathay General

Cathay General

Forward Guidance

Cathay General Bancorp will host a conference call to discuss its fourth quarter and year-end 2024 financial results this afternoon, Wednesday, January 22, 2025, at 3:00 p.m., Pacific Time.