Jun 30, 2023

Open Lending Q2 2023 Earnings Report

Reported results ahead of expectations in the second quarter, including the certification of 34,354 loans.

Key Takeaways

Open Lending reported Q2 2023 financial results with a total revenue of $38.2 million and 34,354 certified loans. The company's performance exceeded expectations due to optimizing sales channels, enhancing technology, and attracting top talent, positioning it to capitalize on future industry recovery.

Facilitated 34,354 certified loans in Q2 2023, compared to 44,531 in Q2 2022.

Total revenue reached $38.2 million in Q2 2023, down from $52.0 million in Q2 2022.

Gross profit amounted to $32.0 million in Q2 2023, a decrease from $47.0 million in Q2 2022.

Net income was $11.4 million in Q2 2023, compared to $23.1 million in Q2 2022.

Total Revenue
$38.2M
Previous year: $52M
-26.7%
EPS
$0.09
Previous year: $0.18
-50.0%
Certified Loans
34.35K
Previous year: 44.53K
-22.9%
Gross Profit
$32M
Previous year: $47M
-31.8%
Cash and Equivalents
$224M
Previous year: $168M
+33.8%
Free Cash Flow
$16M
Previous year: $21.3M
-24.9%
Total Assets
$387M
Previous year: $367M
+5.4%

Open Lending

Open Lending

Open Lending Revenue by Segment

Forward Guidance

The Company is issuing guidance ranges as follows: Total Certified Loans 26,000 - 30,000, Total Revenue $29 - $34 million, Adjusted EBITDA $13 - $17 million.

Revenue & Expenses

Visualization of income flow from segment revenue to net income