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Mar 31, 2020

Huntington Q1 2020 Earnings Report

Huntington Bancshares Incorporated reported a decrease in net income and earnings per share due to elevated credit provisioning. Tangible book value per common share increased year-over-year.

Key Takeaways

Huntington Bancshares Incorporated reported a significant decrease in net income for the first quarter of 2020, with earnings per share also declining sharply. The results were impacted by elevated credit provisioning due to the deteriorating economic outlook. However, tangible book value per common share saw a year-over-year increase.

Net income decreased 87% year-over-year to $48 million.

Earnings per common share decreased 91% year-over-year to $0.03.

Tangible book value per common share increased 8% year-over-year to $8.28.

Provision for credit losses increased significantly due to the deteriorating economic outlook.

Total Revenue
$1.15B
Previous year: $1.14B
+0.9%
EPS
$0.03
Previous year: $0.32
-90.6%
Net Interest Margin
3.14%
Nonperforming Asset Ratio
0.75%
Previous year: 0.61%
+23.0%
Gross Profit
$1.15B
Previous year: $1.14B
+0.9%
Cash and Equivalents
$1.77B
Previous year: $1.34B
+32.3%
Free Cash Flow
$487M
Previous year: $473M
+3.0%
Total Assets
$114B
Previous year: $108B
+5.3%

Huntington

Huntington

Forward Guidance

Due to the rapidly evolving economic environment and the elevated level of uncertainty related to the impact of the COVID-19 pandemic, the Company is withdrawing its previously announced annual expectations for 2020. The previously announced 2020 expectations should no longer be relied upon.