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Sep 30, 2021

Huntington Q3 2021 Earnings Report

Successfully converted TCF customers to Huntington platform and delivered record revenue.

Key Takeaways

Huntington Bancshares Incorporated reported a net income of $377 million for the third quarter of 2021. Total revenue increased by 32% from the prior quarter, reaching a record $1.7 billion.

Earnings per common share (EPS) for the quarter were $0.22, or $0.35 adjusted for TCF acquisition-related Notable Items.

Integration activities related to the realization of cost synergies largely completed; consolidated 188 branches since mid-June; branch and systems conversions completed in mid-October.

Total revenue increased by 32% from the prior quarter, to a record $1.7 billion, driven by the full-quarter benefit from the TCF acquisition, as well as positive underlying trends in targeted fee income areas.

Repurchased $500 million of common stock through September 30; $300 million remaining under share repurchase authorization.

Total Revenue
$1.7B
Previous year: $1.25B
+35.9%
EPS
$0.35
Previous year: $0.27
+29.6%
Net Interest Margin
2.9%
Previous year: 2.96%
-2.0%
Gross Profit
$1.7B
Previous year: $1.25B
+35.9%
Cash and Equivalents
$9.75B
Previous year: $6.28B
+55.3%
Free Cash Flow
$519M
Previous year: $516M
+0.6%
Total Assets
$174B
Previous year: $120B
+44.8%

Huntington

Huntington