•
Mar 31, 2023

Huntington Q1 2023 Earnings Report

Reported strong Q1 results and disciplined execution demonstrating Huntington's stability and robust financial performance.

Key Takeaways

Huntington Bancshares Incorporated reported a net income of $602 million, or $0.39 per common share, for the first quarter of 2023. The results reflect the strength and stability of Huntington and the continued execution of its strategy, despite the market disruption in March. The company's solid capital levels, strong credit profile, and leading deposit and liquidity profile have positioned it to enter this period from a position of strength.

Earnings per common share (EPS) for the quarter were $0.39, an increase of $0.10 from the year-ago quarter.

Net interest income decreased $53 million, or 4%, from the prior quarter, and increased $263 million, or 23%, from the year-ago quarter.

Pre-Provision Net Revenue (PPNR) decreased $49 million, or 5%, from the prior quarter to $844 million, and increased $244 million, or 41%, from the year-ago quarter.

Cash and cash equivalents and available contingent borrowing capacity of $61 billion at March 31, 2023, representing 136% of uninsured deposits.

Total Revenue
$1.92B
Previous year: $1.65B
+16.8%
EPS
$0.38
Previous year: $0.32
+18.8%
Net Interest Margin
3.4%
Previous year: 2.88%
+18.1%
Net Charge-offs
0.19%
Gross Profit
$1.92B
Previous year: $1.65B
+16.8%
Cash and Equivalents
$61B
Previous year: $4.52B
+1248.4%
Free Cash Flow
$105M
Previous year: $776M
-86.5%
Total Assets
$189B
Previous year: $177B
+6.8%

Huntington

Huntington