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Jun 30, 2025
Huntington Q2 2025 Earnings Report
Huntington Q2 2025 Earnings Report showed strong loan and deposit growth with stable profitability.
Key Takeaways
Huntington Bancshares posted solid Q2 results with $536M net income, driven by higher net interest income and loan growth, despite securities repositioning impacting earnings.
Net income reached $536M, up 2% QoQ
Average loans and leases increased by $2.3B QoQ to $133.2B
Net interest income rose by $41M QoQ
Announced Veritex acquisition to accelerate Texas market growth
Forward Guidance
Management expects continued growth driven by organic expansion and Veritex acquisition, with disciplined credit management.
Positive Outlook
- Strong loan and deposit growth trends
- Expansion in Texas via Veritex acquisition
- Improved tangible common equity ratio
- Stable credit performance with low net charge-offs
- Continued growth in commercial specialty banking
Challenges Ahead
- Securities repositioning impacted earnings by $58M
- Noninterest income decreased $23M QoQ
- Nonperforming asset ratio slightly increased
- CET1 ratio declined marginally from prior quarter
- Allowance for credit losses increased by $37M QoQ
Historical Earnings Impact
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Avg. Return Before/After Earnings
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