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Dec 31, 2021

Huntington Q4 2021 Earnings Report

Reported record full-year revenue, executed on revenue initiatives to drive top-line growth, and completed TCF integration.

Key Takeaways

Huntington Bancshares Incorporated reported a net income of $401 million for Q4 2021. Earnings per common share were $0.26, and adjusted earnings per common share were $0.36, excluding notable items. The quarter was impacted by TCF acquisition-related expenses.

Earnings per share for the quarter were $0.26, a decrease of $0.01 year-over-year.

Noninterest expense decreased $68 million from the third quarter, or 5% to $1.2 billion.

Period-end total loans and leases increased $1.4 billion, or 1%, to $111.9 billion.

Repurchased $150 million of common stock during the fourth quarter.

Total Revenue
$1.65B
Previous year: $1.23B
+33.5%
EPS
$0.36
Previous year: $0.27
+33.3%
Net Interest Margin
2.84%
Previous year: 2.94%
-3.4%
Gross Profit
$1.65B
Previous year: $1.23B
+33.5%
Cash and Equivalents
$174B
Previous year: $6.6B
+2538.4%
Free Cash Flow
$407M
Previous year: $27M
+1407.4%
Total Assets
$174B
Previous year: $123B
+41.5%

Huntington

Huntington

Forward Guidance

Huntington Bancshares is confident in its outlook for growth in revenue and earnings for 2022. Commercial lending should fuel balance sheet growth, while strategic focus areas should bolster fee income. The company remains committed to delivering sustainable revenue growth, annual positive operating leverage, and top-quartile returns.

Positive Outlook

  • Confident in outlook for growth in revenue and earnings.
  • Commercial lending should fuel balance sheet growth.
  • Strategic focus areas should bolster fee income.
  • Committed to delivering sustainable revenue growth.
  • Committed to delivering annual positive operating leverage.