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Mar 31, 2022

Huntington Q1 2022 Earnings Report

Reported first quarter earnings with loan growth and expense reductions driving record PPNR.

Key Takeaways

Huntington Bancshares Incorporated reported a net income of $460 million for the first quarter of 2022, with earnings per share (EPS) at $0.29. The quarter benefited from the TCF acquisition and organic growth, with adjusted EPS at $0.32, excluding notable items.

Earnings per common share (EPS) for the quarter were $0.29, or $0.32 adjusted.

Net interest income increased $14 million, or 1%, from the prior quarter, with net interest margin expansion of 3 basis points to 2.88%.

Noninterest expense decreased $168 million, or 14%, from the fourth quarter to $1.1 billion.

Average total loans and leases increased $1.7 billion, or 2%, to $111.1 billion.

Total Revenue
$1.65B
Previous year: $1.37B
+20.3%
EPS
$0.32
Previous year: $0.48
-33.3%
Net Interest Margin
2.88%
Previous year: 3.48%
-17.2%
Gross Profit
$1.65B
Previous year: $1.37B
+20.3%
Cash and Equivalents
$4.52B
Previous year: $8.59B
-47.3%
Free Cash Flow
$776M
Previous year: -$133M
-683.5%
Total Assets
$177B
Previous year: $126B
+40.7%

Huntington

Huntington

Forward Guidance

Huntington is confident in its outlook for revenue and continued profit growth, with credit performing exceptionally well and a disciplined approach to managing uncertainty in the global macro-environment.

Positive Outlook

  • Confident in outlook for revenue.
  • Confident in continued profit growth.
  • Credit continues to perform exceptionally well.
  • Disciplined and proactive approach.
  • Well-positioned to manage through uncertainty.

Challenges Ahead

  • Uncertainty in the global macro-environment.
  • Inflationary tail risks remain.
  • Geopolitical tail risks remain.
  • Impact of COVID-19 pandemic.
  • Volatility in global capital and credit markets.