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Sep 30, 2022

Huntington Q3 2022 Earnings Report

Reported record net income for the second consecutive quarter with total revenue up sequentially.

Key Takeaways

Huntington Bancshares Incorporated reported a net income of $594 million, or $0.39 per common share, for the third quarter of 2022. This represents an increase of $217 million, or $0.17 per common share, compared to the year-ago quarter. The company saw growth in net interest income, noninterest income, and pre-provision net revenue.

Earnings per common share (EPS) for the quarter were $0.39, an increase of $0.04 from the prior quarter.

Net interest income increased $143 million, or 11%, from the prior quarter, reflecting net interest margin expansion of 27 basis points to 3.42% and higher average total loans and leases.

Noninterest income increased $13 million, or 3%, from the prior quarter, reflecting strength in capital markets supported by full quarter impact of Capstone.

Average total loans and leases increased $3.0 billion, or 3%, from the prior quarter to $117.0 billion.

Total Revenue
$1.91B
Previous year: $1.7B
+12.7%
EPS
$0.39
Previous year: $0.35
+11.4%
Net Interest Margin
3.42%
Previous year: 2.9%
+17.9%
Gross Profit
$1.4B
Previous year: $1.7B
-17.2%
Cash and Equivalents
$4.38B
Previous year: $9.75B
-55.1%
Free Cash Flow
$804M
Previous year: $519M
+54.9%
Total Assets
$179B
Previous year: $174B
+3.2%

Huntington

Huntington

Forward Guidance

Huntington is well positioned with a high quality balance sheet and earnings power to drive long-term performance and generate significant value for shareholders.