•
Sep 30, 2024

Huntington Q3 2024 Earnings Report

Reported third-quarter earnings, highlighted by sequential expansion of net interest income and fee revenues, sustained loan and deposit growth, and strong credit quality.

Key Takeaways

Huntington Bancshares Incorporated reported a net income of $517 million, or $0.33 per common share, for the third quarter of 2024. This represents an increase of $43 million from the prior quarter and a decrease of $30 million from the year-ago quarter. The results were highlighted by sequential revenue and profit expansion, accelerated loan growth, and sustained deposit gathering.

Earnings per common share (EPS) for the quarter were $0.33, higher by $0.03 from the prior quarter, and lower by $0.02 from the year-ago quarter.

Net interest income increased $39 million, or 3%, from the prior quarter, and decreased $17 million, or 1%, from the year-ago quarter.

Noninterest income increased $32 million, or 7%, from the prior quarter, to $523 million.

Average total loans and leases increased $1.1 billion, or 1%, from the prior quarter to $124.5 billion, and increased $3.7 billion, or 3%, from the year-ago quarter.

Total Revenue
$1.87B
Previous year: $1.88B
-0.2%
EPS
$0.33
Previous year: $0.36
-8.3%
Net Interest Margin
2.98%
Previous year: 3.2%
-6.9%
Gross Profit
$3.05B
Previous year: $1.88B
+62.5%
Cash and Equivalents
$95B
Previous year: $91B
+4.4%
Free Cash Flow
-$352M
Previous year: $976M
-136.1%
Total Assets
$201B
Previous year: $187B
+7.4%

Huntington

Huntington

Forward Guidance

Huntington anticipates accelerated loan growth to continue in the fourth quarter, supported by core businesses and successful execution of new initiatives. Loan pipelines are robust entering the fourth quarter, establishing a foundation for growing revenue and expanded profitability into 2025.

Positive Outlook

  • Accelerated loan growth expected in Q4.
  • Core businesses supporting loan growth.
  • Successful execution of new initiatives.
  • Robust loan pipelines entering Q4.
  • Foundation for growing revenue and profitability into 2025.