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Dec 31, 2022

Huntington Q4 2022 Earnings Report

Reported record full-year net income and achievement of medium-term financial targets.

Key Takeaways

Huntington Bancshares Incorporated reported a net income of $645 million for Q4 2022, with an EPS of $0.42. The quarter was marked by a 4% increase in net interest income and a $1 billion share repurchase authorization.

Earnings per common share (EPS) for the quarter were $0.42, an increase of $0.03 from the prior quarter.

Net interest income increased $58 million, or 4%, from the prior quarter, reflecting net interest margin expansion of 10 basis points to 3.52% and higher average total loans and leases.

Pre-Provision Net Revenue (PPNR) increased $36 million, or 4%, from the prior quarter to $893 million.

Board of Directors approved a $1 billion share repurchase authorization for the next eight quarters.

Total Revenue
$1.96B
Previous year: $1.65B
+19.1%
EPS
$0.43
Previous year: $0.36
+19.4%
Net Interest Margin
3.52%
Previous year: 2.84%
+23.9%
Gross Profit
$1.96B
Previous year: $1.65B
+19.1%
Cash and Equivalents
$6.7B
Previous year: $174B
-96.1%
Free Cash Flow
$1.31B
Previous year: $407M
+221.4%
Total Assets
$183B
Previous year: $174B
+5.1%

Huntington

Huntington

Forward Guidance

Huntington enters 2023 from a position of strength, well-positioned to navigate various economic scenarios with solid capital levels and a top-tier reserve profile.

Positive Outlook

  • Growing capital base
  • Robust profitability profile
  • Share repurchase program announcement
  • Solid capital levels
  • Top tier reserve profile

Challenges Ahead

  • Uncertain economic outlook
  • Potential impact of economic scenarios
  • Risk associated with economic downturns
  • Uncertainties in the economic landscape
  • External factors influencing the business environment