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Sep 30, 2023

Huntington Q3 2023 Earnings Report

Reported sustained core deposit growth, expansion of CET1 capital, and strong credit quality.

Key Takeaways

Huntington Bancshares Incorporated reported a net income of $547 million for Q3 2023, with earnings per common share (EPS) at $0.35. The quarter was highlighted by sustained core deposit growth, expansion of CET1 capital, and strong credit quality.

Earnings per common share (EPS) for the quarter were $0.35, flat from the prior quarter.

Net interest income increased $22 million, or 2%, from the prior quarter.

Average total deposits increased $2.6 billion, or 2%, from the prior quarter.

Common Equity Tier 1 (CET1) risk-based capital ratio increased 28 basis points to 10.10%.

Total Revenue
$1.88B
Previous year: $1.91B
-1.7%
EPS
$0.36
Previous year: $0.39
-7.7%
Net Interest Margin
3.2%
Previous year: 3.42%
-6.4%
Nonperforming Asset Ratio
0.52%
Gross Profit
$1.88B
Previous year: $1.4B
+33.7%
Cash and Equivalents
$91B
Previous year: $4.38B
+1979.5%
Free Cash Flow
$976M
Previous year: $804M
+21.4%
Total Assets
$187B
Previous year: $179B
+4.0%

Huntington

Huntington

Forward Guidance

Huntington is exceptionally well-positioned to thrive as we manage through the dynamic environment. We continue to deliver on our strategy while taking actions to position the company for sustained growth in the years ahead.