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Jun 30, 2022

Huntington Q2 2022 Earnings Report

Delivered record net income and achievement of medium-term financial targets.

Key Takeaways

Huntington Bancshares Incorporated reported a net income of $539 million for Q2 2022, with an EPS of $0.35. The quarter was marked by robust loan growth, increased average deposit balances, and a sequential revenue growth of 6%. The company also completed TCF cost synergies and delivered sustained positive operating leverage.

Earnings per common share (EPS) for the quarter were $0.35, an increase of $0.06 from the prior quarter. Adjusted earnings per common share were $0.36, excluding $0.01 per common share after-tax of Notable Items.

Net interest income increased $115 million, or 10%, from the prior quarter, reflecting robust loan growth and net interest margin expansion of 27 basis points to 3.15%.

Noninterest expense decreased $35 million from the prior quarter, or 3%, to $1.0 billion. Excluding Notable Items, noninterest expense decreased $13 million, or 1%, to $994 million reflecting realization of cost synergies related to the acquisition of TCF Financial Corporation.

Average total loans and leases increased $2.8 billion, or 3%, from the prior quarter to $113.9 billion.

Total Revenue
$1.75B
Previous year: $1.28B
+36.2%
EPS
$0.36
Previous year: $0.35
+2.9%
Net Interest Margin
3.15%
Previous year: 2.66%
+18.4%
Gross Profit
$415M
Previous year: $1.28B
-67.6%
Cash and Equivalents
$3.91B
Previous year: $13.3B
-70.5%
Free Cash Flow
$925M
Previous year: $1.02B
-9.5%
Total Assets
$179B
Previous year: $175B
+2.1%

Huntington

Huntington