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Mar 31, 2024

Primerica Q1 2024 Earnings Report

Primerica's financial results for Q1 2024 reflected strength in core Term Life and ISP segments, stability in term life insurance, higher investment products sales, client asset value appreciation, and higher interest rates, offset by Senior Health weakness.

Key Takeaways

Primerica reported an 8% increase in total revenues, reaching $742.8 million for Q1 2024. Net income increased by 8% to $137.9 million, and earnings per diluted share increased by 14% to $3.93. The company saw growth in its Term Life and Investment and Savings Products segments, but experienced weakness in the Senior Health business.

Life-licensed sales force increased by 5% to 142,855.

Investment and Savings Products sales increased by 20% to $2.8 billion.

Investment and Savings Products client asset values increased by 18% to $103 billion.

Earnings per diluted share (EPS) increased 14% to $3.93.

Total Revenue
$743M
Previous year: $690M
+7.7%
EPS
$3.91
Previous year: $3.49
+12.0%
Client Asset Values
$103B
Previous year: $86.6B
+18.9%
Life-Licensed Sales Force
142.86K
Previous year: 136.43K
+4.7%
ISP Product Sales
$2.8B
Previous year: $2.3B
+21.7%
Gross Profit
$658M
Previous year: $601M
+9.5%
Cash and Equivalents
$593M
Previous year: $515M
+15.2%
Total Assets
$12B
Previous year: $14.8B
-19.0%

Primerica

Primerica

Primerica Revenue by Segment

Forward Guidance

No specific forward guidance was provided in the report excerpt.

Revenue & Expenses

Visualization of income flow from segment revenue to net income