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Dec 31, 2020

Primerica Q4 2020 Earnings Report

Primerica's Q4 2020 results were released, showcasing growth in revenues, EPS, and sales force size, despite the ongoing impact of the COVID-19 pandemic.

Key Takeaways

Primerica reported a 12% increase in total revenues to $598.3 million and a 13% increase in earnings per diluted share (EPS) to $2.52 for Q4 2020. The company's life-licensed sales force grew by 3% to 134,907, and investment and savings products sales increased by 4% to $2.1 billion. The Board of Directors approved a share repurchase program totaling $300 million and an 18% increase in dividends.

Total revenues increased by 12% to $598.3 million compared to Q4 2019.

Earnings per diluted share (EPS) rose by 13% to $2.52.

Life-licensed sales force grew to 134,907, a 3% increase year-over-year.

Investment and Savings Products sales increased by 4% to $2.1 billion.

Total Revenue
$598M
Previous year: $532M
+12.5%
EPS
$2.45
Previous year: $2.22
+10.4%
Client Asset Values
$82B
Previous year: $71B
+15.5%
Life-Licensed Sales Force
134.91K
Previous year: 130.52K
+3.4%
ISP Product Sales
$2.1B
Previous year: $1.98B
+6.1%
Gross Profit
$1.97B
Previous year: $1.82B
+8.6%
Cash and Equivalents
$548M
Previous year: $257M
+113.2%
Total Assets
$14.9B
Previous year: $13.7B
+8.9%

Primerica

Primerica

Primerica Revenue by Segment

Forward Guidance

Primerica's Board of Directors authorized the repurchase of up to $300 million of the Company’s common stock through June 2022 and approved an 18% increase in stockholder dividends to $0.47 per share, payable on March 15, 2021, to stockholders of record on February 22, 2021.

Revenue & Expenses

Visualization of income flow from segment revenue to net income