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Jun 30, 2023

Primerica Q2 2023 Earnings Report

Primerica's financial performance was marked by growth in key areas, including the life-licensed sales force and term life policies issued, alongside improvements in investment and savings products.

Key Takeaways

Primerica reported a 3% increase in total revenues, reaching $688.4 million, and a 13% increase in net income attributable to Primerica, amounting to $144.5 million. Earnings per diluted share increased by 20% to $3.97. The company's ROE was 29.2% for the quarter.

Life-licensed sales force grew by 4% to nearly 138,000, driven by a 10% increase in new life-licensed representatives.

Nearly 97,000 new Term Life policies were issued, up 9%, with a total face amount issued of $32 billion, up 16%.

Investment and Savings Products results improved due to strengthening equity markets, positively impacting client asset values.

Net earnings per diluted share increased by 20% to $3.97, and return on stockholders’ equity was 29.2%.

Total Revenue
$688M
Previous year: $669M
+2.9%
EPS
$3.99
Previous year: $2.86
+39.5%
Client Asset Values
$88.8B
Previous year: $82.3B
+7.9%
Life-Licensed Sales Force
137.81K
Previous year: 132.15K
+4.3%
ISP Product Sales
$2.4B
Previous year: $2.7B
-11.1%
Gross Profit
$605M
Previous year: $589M
+2.8%
Cash and Equivalents
$562M
Previous year: $400M
+40.4%
Total Assets
$14.8B
Previous year: $15.3B
-3.8%

Primerica

Primerica

Primerica Revenue by Segment

Forward Guidance

No specific forward guidance was provided in the release.

Revenue & Expenses

Visualization of income flow from segment revenue to net income