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Jun 30, 2024

Primerica Q2 2024 Earnings Report

Primerica's Q2 2024 results were impacted by the exit of the Senior Health business, but core business results showed strong growth.

Key Takeaways

Primerica reported a net income of $1.2 million, or $0.03 per diluted share, impacted by the exit of the Senior Health business. However, the core business showed strength with adjusted net operating income increasing 12% to $162.7 million and adjusted operating earnings per diluted share growing 18% year-over-year to $4.71. Total revenue increased 17% to $803.4 million, including $50 million from an insurance claim.

New life licenses increased by 14%, driving the sales force to a record 145,789 representatives.

Investment and Savings Products sales increased by 29% to $3.1 billion.

Investment and Savings Products client asset values increased by 15%, ending the quarter at a record $105 billion.

The company declared a 20% increase in the dividend to $0.90 per share and repurchased $143 million of common stock during the quarter.

Total Revenue
$736M
Previous year: $688M
+6.9%
EPS
$4.71
Previous year: $3.99
+18.0%
Client Asset Values
$105B
Previous year: $88.8B
+18.2%
Life-Licensed Sales Force
145.79K
Previous year: 137.81K
+5.8%
ISP Product Sales
$3.1B
Previous year: $2.4B
+29.2%
Gross Profit
$730M
Previous year: $605M
+20.7%
Cash and Equivalents
$627M
Previous year: $562M
+11.7%
Total Assets
$14.6B
Previous year: $14.8B
-1.3%

Primerica

Primerica

Primerica Revenue by Segment

Revenue & Expenses

Visualization of income flow from segment revenue to net income