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Sep 30, 2023

Primerica Q3 2023 Earnings Report

Primerica's Q3 2023 results reflected strong financial performance, driven by growth in the life-licensed sales force and solid performance in the Term Life and Investment and Savings Products segments.

Key Takeaways

Primerica reported a strong third quarter in 2023, with a 6% increase in total revenues to $710.9 million and a 91% increase in net income to $152.1 million. Adjusted operating EPS increased by 14% to $4.28. The life-licensed sales force grew by 4% year-over-year, and both the Term Life and Investment and Savings Products segments showed solid growth.

Total revenues increased by 6% to $710.9 million compared to Q3 2022.

Net income increased by 91% to $152.1 million, with EPS at $4.23.

Adjusted operating EPS increased by 14% to $4.28.

Life-licensed sales force grew by 4% to 139,053.

Total Revenue
$727M
Previous year: $673M
+8.0%
EPS
$4.28
Previous year: $3.02
+41.7%
Client Asset Values
$91.5B
Previous year: $83.3B
+9.8%
Life-Licensed Sales Force
139.05K
Previous year: 134.31K
+3.5%
Gross Profit
$632M
Previous year: $599M
+5.4%
Cash and Equivalents
$469M
Previous year: $438M
+7.0%
Free Cash Flow
$136M
Total Assets
$11.5B
Previous year: $15B
-23.7%

Primerica

Primerica

Primerica Revenue by Segment

Forward Guidance

No specific forward guidance was provided in the press release.

Revenue & Expenses

Visualization of income flow from segment revenue to net income