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Mar 31, 2022

Repay Q1 2022 Earnings Report

Reported strong growth across all verticals, leading to significant increases in card payment volume and gross profit.

Key Takeaways

REPAY reported a strong start to 2022, with growth across all verticals resulting in a 39% increase in card payment volume and a 46% increase in gross profit compared to Q1 2021. The company is focused on growth initiatives, including expanding its AP supplier network and commercializing AR/AP unified capabilities.

Card payment volume increased by 39% compared to Q1 2021, reaching $6.4 billion.

Total revenue grew by 42% compared to Q1 2021, reaching $67.6 million.

Gross profit increased by 46% compared to Q1 2021, reaching $51.0 million.

Adjusted EBITDA increased by 43% compared to Q1 2021, reaching $29.3 million.

Total Revenue
$67.6M
Previous year: $47.5M
+42.2%
EPS
$0.19
Previous year: $0.18
+5.6%
Adjusted EBITDA
$29.3M
Previous year: $20.5M
+43.2%
Gross Profit
$51M
Previous year: $35M
+45.7%
Cash and Equivalents
$65.3M
Previous year: $391M
-83.3%
Free Cash Flow
$13.2M
Previous year: $4.13M
+219.7%
Total Assets
$1.67B
Previous year: $1.41B
+18.4%

Repay

Repay

Forward Guidance

REPAY reiterates its previously provided guidance for full year 2022.

Positive Outlook

  • Card Payment Volume $27 - 28 billion
  • Total Revenue $296 - 306 million
  • Gross Profit $224 - 232 million
  • Adjusted EBITDA $128 - 134 million

Challenges Ahead

  • This range assumes no further unforeseen COVID-related impacts, which could create substantial economic duress in the remainder of 2022.