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Mar 31, 2024

Repay Q1 2024 Earnings Report

Reported a strong start to the year with gross profit growth and expanding margins.

Key Takeaways

REPAY reported a solid first quarter with an 8% increase in revenue and a 9% increase in gross profit. The company is reiterating its 2024 outlook, expecting an acceleration in free cash flow conversion.

Achieved 11% year-over-year organic gross profit growth.

Experienced approximately 11% year-over-year organic gross profit growth in Consumer Payments.

Experienced approximately 17% year-over-year organic gross profit growth in Business Payments.

Expanded AP supplier network by approximately 60% year-over-year, reaching over 279,000.

Total Revenue
$80.7M
Previous year: $74.5M
+8.3%
EPS
$0.23
Previous year: $0.2
+15.0%
Adjusted EBITDA
$35.5M
Previous year: $31.2M
+13.9%
Free Cash Flow Conversion
38%
Gross Profit
$61.5M
Previous year: $56.6M
+8.8%
Cash and Equivalents
$128M
Previous year: $91.7M
+39.9%
Free Cash Flow
$13.7M
Previous year: $7.1M
+92.5%
Total Assets
$1.52B
Previous year: $1.58B
-4.1%

Repay

Repay

Repay Revenue by Segment

Forward Guidance

REPAY reaffirms its full year 2024 outlook, expecting Adjusted EBITDA to grow faster than gross profit and an acceleration of free cash flow conversion.

Positive Outlook

  • Revenue: $314 - 320 million
  • Gross Profit: $245 - 250 million
  • Adjusted EBITDA: $139 - 142 million
  • Free Cash Flow Conversion: ~60%
  • Reducing overall capex spending

Revenue & Expenses

Visualization of income flow from segment revenue to net income