•
Mar 31

Repay Q1 2025 Earnings Report

Repay Reports First Quarter 2025 Financial Results

Key Takeaways

REPAY reported a decrease in revenue and net loss for the first quarter of 2025 compared to the previous year. Gross profit also declined. Adjusted EBITDA and Free Cash Flow also decreased year-over-year. The company announced the conclusion of its strategic review process and an increase in its share repurchase program authorization.

Revenue for Q1 2025 was $77.3 million, a 4% decrease year-over-year.

Net loss for Q1 2025 was $8.2 million, compared to a net loss of $5.4 million in Q1 2024.

Adjusted EBITDA was $33.2 million in Q1 2025, down from $35.5 million in Q1 2024.

Free Cash Flow was -$8.0 million in Q1 2025, a significant decrease from $13.7 million in Q1 2024.

Total Revenue
$77.3M
Previous year: $80.7M
-4.2%
EPS
$0.22
Previous year: $0.23
-4.3%
Adjusted EBITDA
$33.2M
Previous year: $35.5M
-6.6%
Free Cash Flow Conversion
-24%
Previous year: 38%
-163.2%
Normalized Gross Profit Growth
-4%
Gross Profit
$58.7M
Previous year: $61.5M
-4.7%
Cash and Equivalents
$165M
Previous year: $128M
+28.9%
Free Cash Flow
-$8.03M
Previous year: $13.7M
-158.8%
Total Assets
$1.54B
Previous year: $1.52B
+1.2%

Repay

Repay

Repay Revenue by Segment

Forward Guidance

For fiscal year 2025, the Company expects sequential quarterly acceleration of normalized gross profit growth, including a fourth quarter year-over-year growth rate of high-single digits to low double-digits. Free cash flow conversion is expected to exceed 50% in the second quarter, accelerating above 60% by the fourth quarter of 2025.

Positive Outlook

  • Sequential quarterly acceleration of normalized gross profit growth.
  • Fourth quarter year-over-year normalized gross profit growth rate of high-single digits to low double-digits.
  • Free cash flow conversion expected to exceed 50% in the second quarter.
  • Free cash flow conversion accelerating above 60% by the fourth quarter of 2025.

Revenue & Expenses

Visualization of income flow from segment revenue to net income