•
Dec 31, 2022

Repay Q4 2022 Earnings Report

REPAY reported strong Q4 2022 results with significant growth in revenue and gross profit, driven by investments in sales, marketing, and product development.

Key Takeaways

REPAY's Q4 2022 financial results showcased strong performance across key metrics, with a 17% increase in revenue and a 22% increase in gross profit. The company's strategic focus on Consumer Payments and Business Payments segments positions it for continued growth in 2023 and beyond.

REPAY delivered strong performance across all key metrics in the fourth quarter, with Revenue and Gross Profit growth of 17% and 22%, respectively.

Business Payments volumes grew approximately 36% year-over-year.

Expanded AP supplier network to 160,000, an increase of approximately 45% year-over-year.

Increased instant funding volume by 50% year-over-year.

Total Revenue
$72.7M
Previous year: $62.2M
+16.8%
EPS
$0.23
Previous year: $0.28
-17.9%
Adjusted EBITDA
$36M
Previous year: $27.8M
+29.2%
Gross Profit
$57.8M
Previous year: $47.2M
+22.4%
Cash and Equivalents
$64.9M
Previous year: $50M
+29.7%
Free Cash Flow
$21.3M
Previous year: $20.9M
+1.7%
Total Assets
$1.63B
Previous year: $1.69B
-3.5%

Repay

Repay

Repay Revenue by Segment

Forward Guidance

REPAY expects to achieve double digit organic gross profit growth in 2023 and Adjusted Free Cash Flow conversion to remain strong, accelerating throughout the year into 2024.

Positive Outlook

  • Continue to invest in growth opportunities across our Consumer and Business Payments segments
  • Achieve double digit organic gross profit growth
  • Adjusted Free Cash Flow conversion to remain strong in 2023
  • Realize the benefits from the investments we have been making in sales, product, and technology over the past several years.
  • Adjusted Free Cash Flow conversion accelerating throughout the year into 2024

Revenue & Expenses

Visualization of income flow from segment revenue to net income