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Dec 31, 2020

Repay Q4 2020 Earnings Report

Reported a 23% increase in total revenue and a 29% increase in Adjusted EBITDA compared to Q4 2019.

Key Takeaways

REPAY reported a strong Q4 2020 with a 23% increase in total revenue and a 29% increase in Adjusted EBITDA compared to the same quarter in the previous year. The company's card payment volume also increased by 16%.

Card payment volume increased by 16% over Q4 2019, reaching $4.0 billion.

Total revenue increased by 23% over Q4 2019, amounting to $41.4 million.

Gross profit increased by 23% over Q4 2019, totaling $30.0 million.

Adjusted EBITDA increased by 29% over Q4 2019, reaching $19.0 million.

Total Revenue
$41.4M
Previous year: $33.6M
+23.2%
EPS
$0.17
Previous year: $0.2
-15.0%
Adjusted EBITDA
$19M
Previous year: $14.7M
+28.9%
Gross Profit
$30M
Previous year: $24.3M
+23.2%
Cash and Equivalents
$91.1M
Free Cash Flow
$21.6M
Total Assets
$1.11B

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Forward Guidance

REPAY expects to see substantial economic duress in 2021. REPAY expects the following financial results for full year 2021. Card Payment Volume $17.5 - 18.0 billion Total Revenue $178 - 188 million Gross Profit $134 - 140 million Adjusted EBITDA $75 - 80 million