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Sep 30, 2024

Repay Q3 2024 Earnings Report

Repay reported profitable growth and accelerating free cash flow conversion.

Key Takeaways

Repay Holdings Corporation reported a 6% increase in revenue and a 9% increase in gross profit for Q3 2024. The company's free cash flow increased by 250% year-over-year. REPAY updated its reported Free Cash Flow Conversion target from approximately 60% to approximately 65%.

9% year-over-year gross profit growth in Q3

Consumer Payments gross profit growth of approximately 2% year-over-year

Business Payments gross profit growth of approximately 67% year-over-year

Accelerated AP supplier network to over 330,000, an increase of approximately 42% year-over-year

Total Revenue
$79.1M
Previous year: $74.3M
+6.5%
EPS
$0.23
Previous year: $0.21
+9.5%
Adjusted EBITDA
$35.1M
Previous year: $31.9M
+10.2%
Free Cash Flow Conversion
139%
Gross Profit
$61.6M
Previous year: $56.7M
+8.6%
Cash and Equivalents
$169M
Previous year: $118M
+43.3%
Free Cash Flow
$48.8M
Previous year: $27.4M
+77.9%
Total Assets
$1.56B
Previous year: $1.58B
-1.2%

Repay

Repay

Repay Revenue by Segment

Forward Guidance

REPAY updated its outlook for full year 2024.

Positive Outlook

  • Revenue $314 - 320 million
  • Gross Profit $245 - 250 million
  • Adjusted EBITDA $139 - 142 million
  • Free Cash Flow Conversion ~ 65%

Revenue & Expenses

Visualization of income flow from segment revenue to net income