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Jun 30, 2024

Repay Q2 2024 Earnings Report

Reported a 4% increase in revenue and a 7% increase in gross profit, driven by growth in both Consumer Payments and Business Payments segments.

Key Takeaways

REPAY reported a 4% increase in revenue and a 10% increase in Adjusted EBITDA for Q2 2024. The company is reaffirming its 2024 outlook, expecting an acceleration in Free Cash Flow Conversion.

Gross profit grew by 7% year-over-year.

Consumer Payments gross profit increased by approximately 7% year-over-year.

Business Payments gross profit increased by approximately 11% year-over-year.

Instant funding volumes increased by approximately 21% year-over-year.

Total Revenue
$74.9M
Previous year: $71.8M
+4.4%
EPS
$0.22
Previous year: $0.19
+15.8%
Adjusted EBITDA
$33.7M
Previous year: $30.3M
+11.4%
Gross Profit
$58.6M
Previous year: $54.9M
+6.6%
Cash and Equivalents
$147M
Previous year: $104M
+41.7%
Free Cash Flow
$19.3M
Previous year: $20.4M
-5.3%
Total Assets
$1.52B
Previous year: $1.58B
-3.4%

Repay

Repay

Repay Revenue by Segment

Forward Guidance

REPAY reiterates its previously provided outlook for full year 2024.

Positive Outlook

  • Revenue $314 - 320 million
  • Gross Profit $245 - 250 million
  • Adjusted EBITDA $139 - 142 million
  • Free Cash Flow Conversion ~ 60%
  • Focus on profitable growth and reducing overall capex spending

Revenue & Expenses

Visualization of income flow from segment revenue to net income