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Sep 30, 2023

Repay Q3 2023 Earnings Report

REPAY's Q3 2023 financial results were reported, showcasing solid performance with normalized organic revenue and gross profit growth.

Key Takeaways

REPAY reported a 4% increase in revenue, reaching $74.3 million, and a 3% increase in gross profit. The company saw stable trends from clients and prioritized go-to-market strategies and payment technology innovation.

Achieved 12% year-over-year normalized organic gross profit growth.

Consumer Payments organic gross profit grew by approximately 14% year-over-year.

Business Payments normalized organic gross profit grew by approximately 13% year-over-year.

Increased instant funding transaction volumes by approximately 50% year-over-year.

Total Revenue
$74.3M
Previous year: $71.6M
+3.9%
EPS
$0.21
Previous year: $0.24
-12.5%
Adjusted EBITDA
$31.9M
Previous year: $31.7M
+0.4%
Gross Profit
$56.7M
Previous year: $54.9M
+3.2%
Cash and Equivalents
$118M
Previous year: $63.5M
+85.3%
Free Cash Flow
$27.4M
Previous year: $24.5M
+11.9%
Total Assets
$1.58B
Previous year: $1.64B
-3.5%

Repay

Repay

Repay Revenue by Segment

Forward Guidance

REPAY raised the midpoint of its 2023 revenue outlook, expecting adjusted free cash flow conversion to accelerate into 2024.

Positive Outlook

  • Card Payment Volume $26.0 - 27.2 billion
  • Revenue $286 - 292 million
  • Gross Profit $218 - 228 million
  • Adjusted EBITDA $122 - 130 million

Revenue & Expenses

Visualization of income flow from segment revenue to net income